XCELSIOR is a privately owned registered credit provider in South Africa providing short-term loans when you need cash flow fast. Our private-equity funded business is revolutionizing the loans industry, as we do not require credibility from our loan applicants. The only requirement is collateral in the form of motor vehicles (cars, bakkies & SUVs, trucks, motorbikes and even motorized sports vehicles, like jet skis), where the value of your vehicle determines the loan amount you qualify for. Unlike banks and other credit providers, we do not conduct any affordability assessments. Our unique approach is particularly beneficial to clients who are not considered credible by mainstream financial institutions in South Africa. We thus even welcome clients who are blacklisted.
The application process is quick, easy and paperless. You can have the cash transferred to the bank account of your choice within 45 minutes. There is no lengthy administrative process and no red tape. Loans are available from a minimum of R5 000 to a maximum of R500 000 and only limited to the value of assets offered as security.
XCELSIOR’s unique loan model makes us the preferred short term credit provider in South Africa. We believe in doing well by doing good.
Need quick cash? Need a loan?
Xcelsior Financial Services offer a credit facility against any movable assets.
You would need the following to qualify:
• You would need to own a FULLY paid up movable asset that is in your name, for example we take: Cars, Trucks, Motorcycles, Trailers, Boats ETC.
• Once the loan amount is accepted we then pay it out in any bank account of your choice, the money is available even before you leave our premises. The whole process takes approximately 45 minutes.
• The vehicle does stay with XCELSIOR in a security storage facility along with the original RC1 papers and once the loan is paid up we release both your asset and RC1 back to you within 24 hours.
• You will need to bring your ID and drivers license to any of our 5 branches when taking out the Loan with Xcelsior.
We require no affordability assessments or credit checks. Any client is welcome as the value of the assets used as security determines the qualified loan amount. With our Credit facility no unnecessary paper work needs to be done and assist you with the needed funds instantly within 45 minutes.
Please do not hesitate to contact us on 011 894 4166 should you have any further queries.